Peter Waterhouse

Credit Advisor
0416 204 895

Peter was working in Sydney up until 5 years ago when he relocated to Hervey Bay in Queensland. He and his wife love the lifestyle there and he is the go to man for loans in that area. He enjoys the fishing and also helping people obtain the house they want with the loan most suitable to their situation. It doesn’t matter if you are a new home buyer, a first home buyer or someone looking to move into a house that has matured, Peter can help you get the deal across the line. Peter also does some work with businesses in Hervey Bay and provides assistance with commercial and asset finance. What are you waiting for, give him a call.

Peter’s Recent Blog Posts

Background

Peter Waterhouse has worked in the Financial Services industry for many years and became a Mortgage Broker in 2008. He holds both a Certificate 4 & Diploma in Financial Services & Mortgage Broking.

With the high cost of housing it is a struggle for many people to own their own home. To Peter there is nothing better than to see the smile on a clients face when he tells them their loan has been approved. In many cases he can celebrate with them on moving-in day with a glass of champers.

What makes Peter different to other brokers?:

Peter’s focus is to build a relationship of trust with his clients. At the first meeting he will spend a good deal of time going over their personal information, assets and liabilities and what they want to achieve by obtaining the loan. This may include details about future lifestyle that will impact on the type of loan needed. Fixed or variable loans are an example of this. Peter then takes most of the worry out of your hands and deals with the Lender for you.

Loan selection is a key issue with most clients and Peter is able to compare information from approximately 30 different lenders through modern software that shows up-to-date details about all loans. He will generate a comparison of loans that he believes are most suitable to you, and take you through the details and provide a recommendation of why a particular loan may be the most suitable to your needs.

Understanding your struggles

Most of his clients have become friends and in many cases he will assist them with any changes to their lending requirements as their family situation changes. As salaries increase so does borrowing power and this can mean opportunities for better housing or investment.

A number of his clients are actually first home builders and this can be a very daunting task. Peter built his house in Hervey Bay and understands the issues and concerns relative to building. Providing quality loans for these people can help reduce the pressure. You don’t build a house very often so you need to enjoy the experience when you do.

Qualifications

  • Member of PLAN Australia
  • Member of the MFAA (Mortgage & Finance Association of Australia)
  • Diploma of Financial Services (Finance/Mortgage Broking Management)
  • Certificate IV in Financial Services (Finance/Mortgage Broking)
  • Member of CIO ( Credit and Investments Ombudsman)

Testimonials

Peter Waterhouse was fantastic in helping us secure our first home loan. We were definitely your typical uncertain, confused first home buyers and Pete was the steady hand that we needed to guide us through what can be a fairly daunting and complicated process. He also advised us on the different range of options that were available to us, given our circumstances, and then recommended the most suitable package. 3 years down the track and we are more than happy with the loan that we took out and have since used Peter’s advice again to refinance and also to take out an additional investment home loan package. Pete has been wonderfully approachable, professional and always friendly with all the advice that he has given us over the years and I couldn’t recommend him more.

Steve and Karina Taylor Sydney NSW