As you would be aware Interest Rates are cyclical and subject to change through movements in the Cash Rate as determined by the RBA and of more recent times lenders. Over the past few years we’ve witnessed regular increases and then substantial reductions.

 

Unfortunately, we are currently in an upward cycle and there are divided opinions as to where Interest Rates are heading.

 

With Interest Rates on the rise most Lenders Fixed Rates are substantially higher than their Variable Rates, in some cases over 1% higher and it is difficult to justify paying a “premium” for the peace of mind that a Fixed Rate offers.

 

This brings me to the main point.

 

If you’re concerned about where Interest Rates are heading then maybe you should read on. Two Lenders have recently dropped their Fixed Rates and I thought I would bring it to your attention.  noblefinancialservices.com.au/fact-sheets  (see the attachments titled St George Fixed Rate offer or Westpac Fixed Rate offer)

 

I’d welcome you call or email should you like to discuss your specific situation.